Are You a Business Owner? Do You Know About Business Property Relief?
October 2025 — Generation Financial Planning Estate Planning Insights If you’re a business owner, you’ve probably worked tirelessly to build your company — but have you thought about what happens to it when you’re no longer here? It’s not a pleasant thought, but it’s...
read moreDid You Know? Care Costs Differ Across the UK — Wales Protects Savings While England’s Cap Was Scrapped
Did you know that care fees vary significantly across the UK? In Wales, residents benefit from a £50,000 limit on the amount they may have to contribute toward residential care, while in England, a planned £86,000 lifetime cap on personal care costs was scrapped by...
read moreUK Inheritance Tax Receipts: Rising Trends and What They Mean for You
Introduction: Inheritance Tax (IHT) receipts in the UK have been steadily increasing over the past decade, reaching record highs in recent years. Understanding these trends is essential for anyone involved in estate planning or interested in the evolving landscape of...
read moreGeneration Financial Planning Sponsors Ystrad Rhondda RFC’s New Website
Generation Financial Planning is proud to announce our sponsorship of Ystrad Rhondda RFC's newly launched official website. This collaboration underscores our commitment to supporting local communities and promoting sport in our local area. The revamped website serves...
read moreThursday is the New Day for Future Planning: Why More Families Are Reviewing Their Wills Midweek
For many families, Thursdays have quietly become the most productive day of the week. According to recent workplace studies, midweek — particularly Thursdays — is when people are most likely to tackle important but non-urgent tasks. And increasingly, one of those...
read moreAutumn Budget 2025 – What It Means for Estate Planning
The Chancellor, Rachel Reeves, will deliver the Autumn Budget on Wednesday 26 November 2025. This will be her first major fiscal statement since Labour’s election win, and it comes at a time of significant financial pressure for the UK economy. With borrowing costs...
read moreAsset Rich, Cash Poor? How Equity Release Can Unlock Your Home’s Hidden Wealth
For many homeowners, especially those in or near retirement, there’s a frustrating financial reality: you’ve spent years paying off your mortgage and building equity, but now you’re sitting on a valuable asset with little cash to enjoy life. This is the "asset rich,...
read moreOver 50% of UK adults do not have a Will
As of the most recent data, a significant portion of the UK population does not have a will in place. According to Money & Pensions Service, over 50% of UK adults do not have a Will. This means that over half of the adult population in the UK risks having their...
read moreDisabled & Vulnerable Beneficiaries
If you intend including a disabled or vulnerable beneficiary, it is important that you seek advice before doing so. There are discretionary trusts that you can setup within your Wills, or within your lifetime. Some trusts for disabled people or children also get...
read moreWill Writing & Awareness Clinics 2025
During 2025 Generation Financial Planning will be looking to arrange Will Writing & Awareness Clinics at various businesses and organisations. This can be in person, or online, utilising digital online video meetings. We feel that making your Directors, Staff,...
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